Life & Pensions

We support our clients (life insurers, pension funds, banks, asset managers, distributors) in the following areas:

Product development

• development and design of innovative retirement products for annuity and pension providers
• comprehensive knowledge on all relevant retirement products in German speaking markets
• all actuarial tasks in the product development proces

Stochastic modeling of retirement products

• client’s perspective: analysis of risk-return profiles of retirement products
• insurance company’s perspective: stochastic profit tests of new retirement products and assessment of their impact on life insurer’s risk situation e.g. under Solvency II

Biometric risks

• development of insurance products covering biometric risks like term life, disability, or long-term care products
• modelling of biometric risks and risk analysis of insurance portfolios
• securitization of longevity risk via capital market transactions